What We Do

Title & Escrow Services

From title search to closing day, Ready Title and Escrow provides every service you need for a smooth, secure real estate transaction in Chattanooga and the surrounding area.

Seamless closings — on time, every time.

Closing & Escrow Services

We coordinate every element of your real estate transaction from contract to close. As a neutral escrow agent, we securely hold funds and documents, verify all conditions are met, and facilitate a smooth, on-time closing for buyers, sellers, agents, and lenders.

Who it's for:Buyers, sellers, real estate agents, and mortgage lenders

What's Included

Residential purchase and sale closings
Refinance closings
Commercial real estate closings
Secure earnest money deposit holding
Closing Disclosure / HUD-1 preparation
Post-closing recording and disbursement

Protect your investment — today and in the future.

Owner's & Lender's Title Insurance

Title insurance protects you against financial loss from defects in title that may not be discovered during the search process. We issue both owner's and lender's policies, providing lasting protection against hidden risks like forged documents, undisclosed heirs, and recording errors.

Who it's for:Home buyers, property investors, and mortgage lenders

What's Included

Owner's title insurance policy
Lender's title insurance policy
Protection against forged documents
Coverage for undisclosed heirs
Recording error protection
One-time premium, lifetime coverage

Know exactly what's attached to the property.

Lien & Judgment Search

Our lien and judgment search digs into court records, tax filings, and public databases to surface any outstanding claims against a property or its owners — including contractor liens, HOA liens, federal and state tax liens, and civil judgments.

Who it's for:Buyers, lenders, investors, and real estate attorneys

What's Included

Contractor and mechanic lien search
HOA lien verification
Federal and state tax lien search
Civil judgment search
Bankruptcy record check
Detailed written report

How It Works

Our Closing Process

STEP 01

Order & Open File

Submit your order online or by phone. We open your file and begin the title search immediately.

STEP 02

Title Search

We examine public records to produce a complete title commitment identifying any issues.

STEP 03

Clear Title

Any title defects or liens are resolved before closing so your transaction proceeds cleanly.

STEP 04

Escrow & Closing

We coordinate signing, manage funds in escrow, and disburse at closing.

STEP 05

Recording & Policy

Documents are recorded with the county and your title insurance policy is issued.

Ready to Get Started?

Contact us today to order a title search, open an escrow, or schedule your closing. We're here to make your transaction smooth and stress-free.